Why I write on student credit cards
Some cards offer as much as 20% back on online purchases made at certain retailers. That can be a substantial savings. Just check beforehand to make sure the stores you can save at are the stores you like to go to. The tradeoff for getting a credit card without a credit history is that the company covers the risk of taking on unproven creditors by slightly raising the interest rate on their student credit cards. Many student credit cards offer rates at least a few points higher than the going rates for regular credit cards.