Student credit cards A primer
Obviously, continue to make the minimum monthly payment on your other cards, so you do not accrue penalty fees. Do not reduce the amount of your payment each month, even as that balance becomes smaller and smaller. After that credit card is paid off, focus on the credit card with the next lowest balance. Maintain the same payments as you made on the first card. Add what you would be paying in minimum payments on the credit card you just paid off to the regular payments you were making, and apply that to the new credit card.