Read about secured credit cards
However, bad credit credit cards are not intended to fuel an irresponsible lifestyle. Bad credit credit cards require an upfront deposit and allow a very low credit limit to start. By using the card to make small purchases, an individual can pay the balance off monthly and gradually build their credit rating back up. The lender may elect to periodically increase the credit limit as a good payment history is built and eventually switch the debtor to an unsecured card. This may sound like a dream come true, but there are cons to bad credit credit cards along with the pros.