Credit cards for bad credit, the basics
A prepaid card has none of the pitfalls of a traditional credit card. It does not tempt a consumer into buying things he cannot afford. And it will not let a consumer easily fall into debt. And a prepaid credit card does not need verification of credit score or credit report, since the consumer pays the balance first. For those who want to use a credit card instead of carrying cash or a checkbook but are not eligible for a low rate account, a prepaid card may be just the ticket.