A review on credit cards
But, to keep bills and spending habits in check, it is wiser to view credit cards as if they were checks. Before you write a check, you always assure you have enough money in the bank to clear it. You should take the same approach to your regular spending on your credit cards. Do not purchase something that is not absolutely necessary, unless you think you can pay it off in a timely manner. Emergency expenditures on your credit cards are a different story.